The Schneider Group™

Human Services Insurance Program


The Schneider Group understands the unique needs of providers in the Allied Health Care Industry and has partnered with several insurance carriers that specialize in this market.


HIGHLIGHTED PROGRAM BENEFITS

  • Monoline Professional Liability
  • Combined Professional Liability/General Liability/Property on same policy
  • Occurrence or Claims Made Coverage
  • Primary Limits up to $5 million – some carriers offer up to $10 million aggregate and can be shared or separate limits
  • HIPPA Coverage
  • Defense Costs in Addition to Policy Limits (optional inside limits available)
  • No Deductible or Deductible options starting as low as $1,000 up to $50,000
  • 60 Day Automatic Extended Reporting Period for Claims Made Policies
  • Non-auditable policy available
  • Incident sensitive trigger
  • Minimum Premiums of $2,500
  • Loss Control Assistance
COVERAGES AVAILABLE
  • General Liability Coverage
  • Professional Liability Coverage
  • Directors & Officers Coverage
  • Property Coverage
  • Business Auto Coverage
  • Excess Liability Coverage
  • Workers Compensation Coverage
  • {THIS SECTION IS WHEN THE PERSON CLICKS ON A SPECIFIC COVERAGE IN WHICH IT WILL EXPAND OPEN}
GENERAL LIABILITY COVERAGE
  • Comprehensive General Liability – Occurrence or Claims Made Options
  • Damage to rented premises
  • Sexual and Physical Abuse Liability
  • Personal Injury Liability
  • Employee Benefits Liability
  • Medical Payments Coverage
  • Coverage for fund-raising events
  • General Liability Extension Endorsement
  • Hired & Non-owned Auto Liability
PROFESSIONAL LIABILITY COVERAGE
  • Professional Liability – Occurrence Form or Claims Made Options
  • Option to include Physicians / Psychiatrists
PROPERTY COVERAGE
  • Building & Personal Property
  • Business Interruption With Extra Expense
  • Equipment Breakdown
  • Computer Coverage
  • Crime including third party crime coverage
  • Inland Marine
  • Property Extension Endorsement
BUSINESS AUTO COVERAGE
  • Auto CSL - $1,000,000 available
  • Symbol 1 liability coverage available
EXCESS LIABILITY COVERAGE
  • Limit up to $5,000,000
  • Included Professional and Abuse Liability
  • Directors & Officers and Employment Practices Liability
For additional information please contact our office and one of our specialized Agents would be more than happy to answer any of your questions.