Transportation & Motor Cargo Coverage does have their own distinctions in regards to coverage provided. (1) Transportation Coverage - provides protection for your property, that you own, while it is being transported either by one of your own vehicles, a common carrier or a contracted carrier. (2) Motor Cargo Coverage – insures you as the common or contract carrier against legal liability for a covered loss for property of others during transit while it is loaded for shipment in or on a covered vehicle.